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    MALDEN mortgage rates

    MALDEN's lowest publicly advertised 30-year fixed rate today is 7.098% APR — the national average is 7.147%. That's about $4,762 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read MALDEN's rates every weekday, starting around 11 a.m. Central.

    We last read MALDEN's rates page on Nov 2, 2026.

    Today's rates from MALDEN

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.999%7.098%—Nov 2, 2026Visit
    20 Year Fixed6.999%7.115%—Nov 2, 2026Visit
    15 Year Fixed6.5%6.637%—Nov 2, 2026Visit
    FHA 30 Year Fixed6.875%7.535%—Nov 2, 2026Visit
    VA 30 Year Fixed6.875%6.979%—Nov 2, 2026Visit
    USDA 30 Year Fixed6.875%7.334%—Nov 2, 2026Visit
    30 Year Fixed Jumbo7.5%7.616%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MALDEN

    Membership is open to employees of the City of Malden, the Malden School Department, and several local schools and organizations including Malden Catholic High and the Malden Housing Authority. Immediate family members and retirees of these organizations are also eligible to join.

    Employer
    Malden School Department, Mystic Valley Advantage Regional Charter School, Malden Catholic High, Sacred Heart Parish, Cheverus School, Partnership for Community Schools, City of Malden, Malden Housing Authority, Malden Federal Credit Union
    Association / SEG
    Catholic Charities (Malden, MA workplace focus), Malden School Committee

    Where MALDEN writes mortgages

    MALDEN publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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