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    Home state: Massachusetts
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    LUSO-AMERICAN mortgage rates

    LUSO-AMERICAN's lowest publicly advertised 30-year fixed rate today is 6.444% APR — the national average is 7.147%. That's about $67,413 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read LUSO-AMERICAN's rates every weekday, starting around 11 a.m. Central.

    We last read LUSO-AMERICAN's rates page on Nov 2, 2026.

    Today's rates from LUSO-AMERICAN

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.25%6.444%2Nov 2, 2026Visit
    15 Year Fixed6%6.318%2Nov 2, 2026Visit
    Visit LUSO-AMERICAN's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join LUSO-AMERICAN

    Membership is open to individuals who live or work in Essex County, Massachusetts. Applicants must be at least 18 years old and establish a Statement Savings account to join.

    County
    Essex County, MA

    Where LUSO-AMERICAN writes mortgages

    LUSO-AMERICAN publishes mortgage lending in 1 state.

    Massachusetts

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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