Home state: Massachusetts

    LUSO mortgage rates

    LUSO's lowest publicly advertised 30-year fixed rate today is 6.125% — the national average is 6.88%. That's about $71,499 saved over the life of a $400,000, 30-year loan. We track LUSO daily and refresh rates every morning.

    Rates as of Sep 8, 2026

    Today's rates from LUSO

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.125%6.219%0Sep 8, 2026Visit
    20 Year Fixed6.125%6.497%2Sep 8, 2026Visit
    15 Year Fixed5.875%6.338%2Sep 8, 2026Visit
    10 Year Fixed5.625%6.278%2Sep 8, 2026Visit
    5 Year ARM5%6.934%2Sep 8, 2026Visit
    7 Year ARM5.25%6.529%0Sep 8, 2026Visit
    10 Year ARM5.25%6.767%2Sep 8, 2026Visit
    30 Year Fixed Jumbo6.625%6.693%0Sep 8, 2026Visit
    20 Year Fixed Jumbo6.625%6.903%2Sep 8, 2026Visit
    15 Year Fixed Jumbo6.375%6.72%2Sep 8, 2026Visit
    10 Year Fixed Jumbo6.125%6.608%2Sep 8, 2026Visit
    5 Year ARM Jumbo5.5%7.12%2Sep 8, 2026Visit
    7 Year ARM Jumbo5.625%7.127%2Sep 8, 2026Visit
    10 Year ARM Jumbo5.625%6.944%2Sep 8, 2026Visit

    Rate history

    Lowest daily rate LUSO advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join LUSO

    Membership is open to anyone who lives, works, worships, or attends school in Hampden County, Massachusetts. Immediate family members of current credit union members are also eligible to join.

    County
    Hampden County, MA

    Where LUSO writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with LUSO.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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