Home state: California
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    LOS ANGELES mortgage rates

    LOS ANGELES's lowest publicly advertised 30-year fixed rate today is 7.125% rate — the national average is 7.147%. That's about $2,139 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read LOS ANGELES's rates every weekday, starting around 11 a.m. Central.

    We last read LOS ANGELES's rates page on Nov 2, 2026.

    Today's rates from LOS ANGELES

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.125%—Lender publishes rate only—Nov 2, 2026Visit
    15 Year Fixed6.75%—Lender publishes rate only—Nov 2, 2026Visit
    10 Year Fixed6.375%—Lender publishes rate only—Nov 2, 2026Visit
    3 Year ARM6%—Lender publishes rate only—Nov 2, 2026Visit
    5 Year ARM6.5%—Lender publishes rate only—Nov 2, 2026Visit
    7 Year ARM6.75%—Lender publishes rate only—Nov 2, 2026Visit
    10 Year ARM6.875%—Lender publishes rate only—Nov 2, 2026Visit
    30 Year Fixed Jumbo8%—Lender publishes rate only—Nov 2, 2026Visit
    15 Year Fixed Jumbo7.25%—Lender publishes rate only—Nov 2, 2026Visit
    30 Year Fixed Super Conforming7.625%—Lender publishes rate only—Nov 2, 2026Visit
    15 Year Fixed Super Conforming6.875%—Lender publishes rate only—Nov 2, 2026Visit
    5 Year ARM Jumbo7.125%—Lender publishes rate only—Nov 2, 2026Visit
    7 Year ARM Jumbo7.25%—Lender publishes rate only—Nov 2, 2026Visit
    10 Year ARM Jumbo7.375%—Lender publishes rate only—Nov 2, 2026Visit
    10 Year ARM Super Conforming7%—Lender publishes rate only—Nov 2, 2026Visit
    3 Year ARM Jumbo6.5%—Lender publishes rate only—Nov 2, 2026Visit
    3 Year ARM Super Conforming6.125%—Lender publishes rate only—Nov 2, 2026Visit
    5 Year ARM Super Conforming6.625%—Lender publishes rate only—Nov 2, 2026Visit
    7 Year ARM Super Conforming6.875%—Lender publishes rate only—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join LOS ANGELES

    Los Angeles Federal Credit Union is open to anyone in the United States. Residents of Los Angeles, Orange, Riverside, San Bernardino, and Ventura counties can join with a small donation, while those outside these areas can join by becoming a member of the Financial Fitness Association.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    City of Los Angeles
    Association / SEG
    Financial Fitness Association, Los Angeles Charitable Association, Inc.
    County
    Los Angeles County, CA, Orange County, CA, San Bernardino County, CA, Riverside County, CA, Ventura County, CA

    Where LOS ANGELES writes mortgages

    LOS ANGELES publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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