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    LONG ISLAND ALLIANCE mortgage rates

    LONG ISLAND ALLIANCE's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.805%. That's about $17,204 saved over the life of a $400,000, 30-year loan. We track LONG ISLAND ALLIANCE daily and refresh rates every morning.

    Rates as of Sep 8, 2026

    Today's rates from LONG ISLAND ALLIANCE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.772%0Sep 8, 2026Visit
    20 Year Fixed6.875%7.073%0Sep 8, 2026Visit
    15 Year Fixed6.375%6.484%0Sep 8, 2026Visit
    FHA 30 Year Fixed6.5%7.442%0Sep 8, 2026Visit
    VA 30 Year Fixed6.625%7.038%0Sep 8, 2026Visit
    USDA 30 Year Fixed6.375%7.037%0Sep 8, 2026Visit
    Visit LONG ISLAND ALLIANCE's rates page

    Rate history

    Lowest daily rate LONG ISLAND ALLIANCE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join LONG ISLAND ALLIANCE

    Membership is available to New York State employees living on Long Island, members of the Hauppauge Public Library, and their immediate family or household members.

    Employer
    State of New York
    Association / SEG
    Hauppauge Public Library

    Where LONG ISLAND ALLIANCE writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with LONG ISLAND ALLIANCE.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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