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    Credit union mortgage rates
    Home state: Hawaii
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    LOKAHI mortgage rates

    LOKAHI's lowest publicly advertised 30-year fixed rate today is 7.02% APR — the national average is 7.147%. That's about $12,323 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read LOKAHI's rates every weekday, starting around 11 a.m. Central.

    We last read LOKAHI's rates page on Nov 2, 2026.

    Today's rates from LOKAHI

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.625%7.02%1.875Nov 2, 2026Visit
    20 Year Fixed5.5%5.818%2Nov 2, 2026Visit
    15 Year Fixed5.5%5.902%2Nov 2, 2026Visit
    5 Year ARM6%6.346%1.5Nov 2, 2026Visit
    7 Year ARM6.25%6.601%1.5Nov 2, 2026Visit
    30 Year Fixed Jumbo6.875%7.288%2Nov 2, 2026Visit
    Visit LOKAHI's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join LOKAHI

    Membership at Lōkahi Federal Credit Union is open to anyone who lives, works, worships, or attends school in the City and County of Honolulu (Island of Oahu), Hawaii. Employees of Lōkahi Federal Credit Union are also eligible. Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, including step and adoptive relationships) and household members of eligible individuals can also join. Spouses of persons who died while within the field of membership are also eligible.

    Employer
    Lokahi FCU employees
    Family of a member
    Immediate family or household member of a member, Spouses of deceased members within field of membership
    County
    Honolulu County, HI

    Where LOKAHI writes mortgages

    LOKAHI publishes mortgage lending in 1 state.

    Hawaii

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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