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    LOCAL 804 mortgage rates

    LOCAL 804's lowest publicly advertised 30-year fixed rate today is 7.154% APR — the national average is 7.147%. We read LOCAL 804's rates every weekday, starting around 11 a.m. Central.

    We last read LOCAL 804's rates page on Nov 2, 2026.

    Today's rates from LOCAL 804

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.154%0Nov 2, 2026Visit
    20 Year Fixed7%7.2%0Nov 2, 2026Visit
    15 Year Fixed6.875%7.121%0Nov 2, 2026Visit
    FHA 30 Year Fixed7%7.964%0Nov 2, 2026Visit
    VA 30 Year Fixed7.125%7.555%0Nov 2, 2026Visit
    USDA 30 Year Fixed6.875%7.551%0Nov 2, 2026Visit
    Visit LOCAL 804's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join LOCAL 804

    Membership is open to members of Local 804 IBT, Local 808 IBT, and Local 447 IAMAW, as well as their family members.

    Association / SEG
    Local 804 IBT, Local 447 IAMAW, Local 808 IBT

    Where LOCAL 804 writes mortgages

    LOCAL 804 publishes mortgage lending in 1 state.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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