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    LIBERTY BAY mortgage rates

    LIBERTY BAY's lowest publicly advertised 30-year fixed rate today is 6.425% APR — the national average is 7.147%. That's about $69,207 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read LIBERTY BAY's rates every weekday, starting around 11 a.m. Central.

    We last read LIBERTY BAY's rates page on Nov 2, 2026. LIBERTY BAY dates its published rate sheet Oct 30, 2026.

    Today's rates from LIBERTY BAY

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.375%6.425%—Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
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    20 Year Fixed7.125%7.437%—Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
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    15 Year Fixed7%7.099%—Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
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    10 Year Fixed6.875%7.013%—Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
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    5 Year ARM6.25%6.308%—Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
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    7 Year ARM6.375%6.386%—Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
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    10 Year ARM6.525%6.684%—Nov 2, 2026
    Lender's sheet dated Oct 30, 2026
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    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join LIBERTY BAY

    Liberty Bay Credit Union is open to anyone who lives, works, or attends school in over 70 specific towns in eastern and central Massachusetts. Eligibility is also extended to employees of partner organizations and immediate family or household members of current credit union members.

    City
    Abington, MA, Arlington, MA, Avon, MA, Bellingham, MA, Belmont, MA, Boston, MA, Braintree, MA, Bridgewater, MA, Brockton, MA, Brookline, MA, Burlington, MA, Cambridge, MA…

    Where LIBERTY BAY writes mortgages

    LIBERTY BAY publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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