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    Home state: Michigan

    LENCO mortgage rates

    LENCO's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track LENCO daily and refresh rates every morning.

    Today's rates from LENCO

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.794%0Sep 11, 2026Visit
    20 Year Fixed6.75%6.808%0Sep 11, 2026Visit
    15 Year Fixed6.125%6.195%0Sep 11, 2026Visit
    10 Year Fixed6.125%6.224%0Sep 11, 2026Visit
    Visit LENCO's rates page

    Rate history

    Lowest daily rate LENCO advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join LENCO

    Membership is open to anyone who lives, works, worships, or attends school in Lenawee, Hillsdale, Jackson, Monroe, or Washtenaw County, Michigan. Additionally, employees of the credit union and their immediate relatives are eligible to join.

    Employer
    Lenco Credit Union
    County
    Lenawee County, MI, Hillsdale County, MI, Jackson County, MI, Monroe County, MI, Washtenaw County, MI

    Where LENCO writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with LENCO.

    Michigan

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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