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    Credit union mortgage rates
    Home state: Alabama
    Lends in 1 state

    LEGACY COMMUNITY mortgage rates

    LEGACY COMMUNITY's lowest publicly advertised 30-year fixed rate today is 6.656% APR — the national average is 7.147%. That's about $47,292 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read LEGACY COMMUNITY's rates every weekday, starting around 11 a.m. Central.

    We last read LEGACY COMMUNITY's rates page on Nov 2, 2026.

    Today's rates from LEGACY COMMUNITY

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.5%6.656%—Nov 2, 2026Visit
    20 Year Fixed6.375%6.579%—Nov 2, 2026Visit
    15 Year Fixed6.25%6.505%—Nov 2, 2026Visit
    10 Year Fixed6.25%6.609%—Nov 2, 2026Visit
    Visit LEGACY COMMUNITY's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join LEGACY COMMUNITY

    Membership is open to anyone who lives, works, worships, or attends school in the ten-county Greater Birmingham Metropolitan Area, including Jefferson, Shelby, Blount, St. Clair, Walker, Chilton, Bibb, Coosa, Cullman, and Talladega counties, as well as the UAB community.

    Association / SEG
    UAB, University of Alabama at Birmingham
    County
    Jefferson County, AL, Shelby County, AL, Blount County, AL, St. Clair County, AL, Walker County, AL, Chilton County, AL, Bibb County, AL, Coosa County, AL, Cullman County, AL, Talladega County, AL

    Where LEGACY COMMUNITY writes mortgages

    LEGACY COMMUNITY publishes mortgage lending in 1 state.

    Alabama

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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