Home state: Alabama

    LEGACY COMMUNITY mortgage rates

    LEGACY COMMUNITY's lowest publicly advertised 30-year fixed rate today is 6.125% — the national average is 6.88%. That's about $71,499 saved over the life of a $400,000, 30-year loan. We track LEGACY COMMUNITY daily and refresh rates every morning.

    Rates as of Sep 8, 2026

    Today's rates from LEGACY COMMUNITY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.125%6.277%Sep 8, 2026Visit
    20 Year Fixed6%6.201%Sep 8, 2026Visit
    15 Year Fixed5.75%6.001%Sep 8, 2026Visit
    10 Year Fixed5.75%6.106%Sep 8, 2026Visit

    Rate history

    Lowest daily rate LEGACY COMMUNITY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join LEGACY COMMUNITY

    Membership is open to anyone who lives, works, worships, or attends school in the ten-county Greater Birmingham Metropolitan Area, including Jefferson, Shelby, Blount, St. Clair, Walker, Chilton, Bibb, Coosa, Cullman, and Talladega counties, as well as the UAB community.

    Association / SEG
    UAB, University of Alabama at Birmingham
    County
    Jefferson County, AL, Shelby County, AL, Blount County, AL, St. Clair County, AL, Walker County, AL, Chilton County, AL, Bibb County, AL, Coosa County, AL, Cullman County, AL, Talladega County, AL

    Where LEGACY COMMUNITY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with LEGACY COMMUNITY.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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