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    Credit union mortgage rates
    Home state: Missouri
    Lends in 1 state

    LEGACY mortgage rates

    LEGACY's lowest publicly advertised 30-year fixed rate today is 7.5% rate — the national average is 7.147%. We read LEGACY's rates every weekday, starting around 11 a.m. Central.

    We last read LEGACY's rates page on Nov 2, 2026.

    Today's rates from LEGACY

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.5%—Lender publishes rate only—Nov 2, 2026Visit
    20 Year Fixed7.5%—Lender publishes rate only—Nov 2, 2026Visit
    FHA 30 Year Fixed6.75%—Lender publishes rate only—Nov 2, 2026Visit
    USDA 30 Year Fixed6.75%—Lender publishes rate only—Nov 2, 2026Visit
    Visit LEGACY's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join LEGACY

    Membership is open to employees and their families from specific entities including the Missouri DOT (Southwest District), Missouri State Patrol (Troop D), MSSU, and various municipal governments and school districts in Southwest Missouri.

    Employer
    Missouri Department of Transportation (Southwest District), Missouri State Highway Patrol (Troop D), Missouri Southern State University, Jasper County Sheriff
    City
    Joplin, MO, Carthage, MO, Webb City, MO, Duquesne, MO

    Where LEGACY writes mortgages

    LEGACY publishes mortgage lending in 1 state.

    Missouri

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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