Home state: Missouri

    LEGACY mortgage rates

    LEGACY's lowest publicly advertised 30-year fixed rate today is 7.5% — the national average is 6.88%. We track LEGACY daily and refresh rates every morning.

    Today's rates from LEGACY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed7.5%Sep 11, 2026Visit
    20 Year Fixed7.5%Sep 11, 2026Visit
    FHA 30 Year Fixed6.75%Sep 11, 2026Visit
    USDA 30 Year Fixed6.75%Sep 11, 2026Visit

    Rate history

    Lowest daily rate LEGACY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join LEGACY

    Membership is open to employees and their families from specific entities including the Missouri DOT (Southwest District), Missouri State Patrol (Troop D), MSSU, and various municipal governments and school districts in Southwest Missouri.

    Employer
    Missouri Department of Transportation (Southwest District), Missouri State Highway Patrol (Troop D), Missouri Southern State University, Jasper County Sheriff
    City
    Joplin, MO, Carthage, MO, Webb City, MO, Duquesne, MO

    Where LEGACY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with LEGACY.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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