Home state: California
    Open membership
    Lends in 1 state

    LBS FINANCIAL mortgage rates

    LBS FINANCIAL's lowest publicly advertised 30-year fixed rate today is 6.375% — the national average is 6.88%. That's about $48,086 saved over the life of a $400,000, 30-year loan. We track LBS FINANCIAL daily and refresh rates every morning.

    Rates as of Sep 8, 2026

    Today's rates from LBS FINANCIAL

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.375%6.392%0Sep 8, 2026Visit
    15 Year Fixed6%6.027%0Sep 8, 2026Visit

    Rate history

    Lowest daily rate LBS FINANCIAL advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join LBS FINANCIAL

    LBS Financial Credit Union is open to anyone who lives or works in Orange, Riverside, San Diego, or San Bernardino counties, as well as many cities in Los Angeles County. Residents of California who do not otherwise qualify can join by becoming a member of the Financial Fitness Association for a small fee.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    County
    Orange County, CA, Riverside County, CA, San Diego County, CA, San Bernardino County, CA
    City
    Artesia, CA, Avalon, CA, Azusa, CA, Baldwin Park, CA, Bellflower, CA, Carson, CA, Cerritos, CA, City of Industry, CA, Claremont, CA, Compton, CA, Covina, CA, Diamond Bar, CA

    Where LBS FINANCIAL writes mortgages

    LBS FINANCIAL publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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