Home state: Michigan
    Lends in 1 state

    LAKE TRUST mortgage rates

    LAKE TRUST's lowest publicly advertised 30-year fixed rate today is 6.912% APR — the national average is 7.147%. That's about $22,754 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read LAKE TRUST's rates every weekday, starting around 11 a.m. Central.

    We last read LAKE TRUST's rates page on Nov 2, 2026. LAKE TRUST dates its published rate sheet Nov 2, 2026.

    Today's rates from LAKE TRUST

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%6.912%0.25Nov 2, 2026Visit
    5 Year ARM6%6.608%0.25Nov 2, 2026Visit
    7 Year ARM6.125%6.502%0.25Nov 2, 2026Visit
    30 Year Fixed Refinance6.75%6.912%0.25Nov 2, 2026Visit
    5 Year ARM Refinance6%6.608%0.25Nov 2, 2026Visit
    7 Year ARM Refinance6.125%6.502%0.25Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join LAKE TRUST

    Lake Trust Credit Union is open to anyone who lives, works, worships, or attends school in the state of Michigan.

    Where LAKE TRUST writes mortgages

    LAKE TRUST publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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