Home state: Michigan
    Lends in 1 state

    LAFCU mortgage rates

    LAFCU's lowest publicly advertised 30-year fixed rate today is 7.071% APR — the national average is 7.147%. That's about $7,382 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read LAFCU's rates every weekday, starting around 11 a.m. Central.

    We last read LAFCU's rates page on Nov 2, 2026.

    Today's rates from LAFCU

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%7.071%—Nov 2, 2026Visit
    20 Year Fixed6.625%6.878%—Nov 2, 2026Visit
    15 Year Fixed6.375%6.689%—Nov 2, 2026Visit
    10 Year Fixed6.5%6.942%—Nov 2, 2026Visit
    FHA 30 Year Fixed6.875%7.071%—Nov 2, 2026Visit
    USDA 30 Year Fixed6.875%7.071%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join LAFCU

    Membership at LAFCU is open to anyone who lives, works, worships, attends school, or owns a business located anywhere in the state of Michigan.

    Where LAFCU writes mortgages

    LAFCU publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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