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    JOVIA FINANCIAL mortgage rates

    JOVIA FINANCIAL's lowest publicly advertised 30-year fixed rate today is 6.906% APR — the national average is 7.147%. That's about $23,332 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read JOVIA FINANCIAL's rates every weekday, starting around 11 a.m. Central.

    We last read JOVIA FINANCIAL's rates page on Nov 2, 2026.

    Today's rates from JOVIA FINANCIAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%6.906%—Nov 2, 2026Visit
    15 Year Fixed6.375%6.647%—Nov 2, 2026Visit
    7 Year ARM6.5%6.981%—Nov 2, 2026Visit
    10 Year ARM7%7.255%—Nov 2, 2026Visit
    15 Year ARM7.125%7.298%—Nov 2, 2026Visit
    FHA 30 Year Fixed6.875%7.694%—Nov 2, 2026Visit
    FHA 15 Year Fixed6.5%7.6%—Nov 2, 2026Visit
    VA 30 Year Fixed7%7.446%—Nov 2, 2026Visit
    VA 15 Year Fixed6.5%7.511%—Nov 2, 2026Visit
    30 Year Fixed Jumbo7.375%7.392%—Nov 2, 2026Visit
    Visit JOVIA FINANCIAL's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join JOVIA FINANCIAL

    Jovia Financial Credit Union is open to anyone who lives, works, worships, or attends school on Long Island (Nassau and Suffolk Counties), with the exception of the townships of Southampton, East Hampton, and Shelter Island. Family members of existing Jovia members are also eligible to join.

    County
    Nassau County, NY, Suffolk County, NY

    Where JOVIA FINANCIAL writes mortgages

    JOVIA FINANCIAL publishes mortgage lending in 1 state.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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