Home state: New York

    JOVIA FINANCIAL mortgage rates

    JOVIA FINANCIAL's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.88%. That's about $24,411 saved over the life of a $400,000, 30-year loan. We track JOVIA FINANCIAL daily and refresh rates every morning.

    Today's rates from JOVIA FINANCIAL

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.779%Sep 11, 2026Visit
    15 Year Fixed6.125%6.415%Sep 11, 2026Visit
    7 Year ARM6%6.547%Sep 11, 2026Visit
    10 Year ARM6.5%6.796%Sep 11, 2026Visit
    15 Year ARM6.625%6.816%Sep 11, 2026Visit
    FHA 30 Year Fixed6.5%7.306%Sep 11, 2026Visit
    FHA 15 Year Fixed6.625%7.576%Sep 11, 2026Visit
    VA 30 Year Fixed6.75%7.189%Sep 11, 2026Visit
    VA 15 Year Fixed6.625%7.509%Sep 11, 2026Visit
    30 Year Fixed Jumbo7.25%7.267%Sep 11, 2026Visit

    Rate history

    Lowest daily rate JOVIA FINANCIAL advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join JOVIA FINANCIAL

    Jovia Financial Credit Union is open to anyone who lives, works, worships, or attends school on Long Island (Nassau and Suffolk Counties), with the exception of the townships of Southampton, East Hampton, and Shelter Island. Family members of existing Jovia members are also eligible to join.

    County
    Nassau County, NY, Suffolk County, NY

    Where JOVIA FINANCIAL writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with JOVIA FINANCIAL.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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