Home state: Michigan
    Lends in 1 state

    JOLT mortgage rates

    JOLT's lowest publicly advertised 30-year fixed rate today is 7.507% APR — the national average is 7.147%. We read JOLT's rates every weekday, starting around 11 a.m. Central.

    We last read JOLT's rates page on Nov 2, 2026.

    Today's rates from JOLT

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.25%7.507%—Nov 2, 2026Visit
    20 Year Fixed7.125%7.616%—Nov 2, 2026Visit
    15 Year Fixed6.875%7.479%—Nov 2, 2026Visit
    FHA 30 Year Fixed6.5%7.127%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join JOLT

    You can join Jolt Credit Union if you live, work, worship, or attend school in one of 19 eligible Michigan counties, including Saginaw, Bay, and Midland. Eligibility is also extended to employees of the credit union and family members of current account holders.

    Employer
    Jolt Credit Union
    County
    Bay County, MI, Saginaw County, MI, Midland County, MI, Gratiot County, MI, Gladwin County, MI, Isabella County, MI, Clare County, MI, Arenac County, MI, Tuscola County, MI, Huron County, MI, Sanilac County, MI, Osceola County, MI…

    Where JOLT writes mortgages

    JOLT publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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