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    JERSEY CENTRAL mortgage rates

    JERSEY CENTRAL's lowest publicly advertised 30-year fixed rate today is 7.599% APR — the national average is 7.147%. We read JERSEY CENTRAL's rates every weekday, starting around 11 a.m. Central.

    We last read JERSEY CENTRAL's rates page on Nov 2, 2026.

    Today's rates from JERSEY CENTRAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.5%7.599%1Nov 2, 2026Visit
    15 Year Fixed7%7.195%1Nov 2, 2026Visit
    FHA 30 Year Fixed7.25%8.305%1Nov 2, 2026Visit
    VA 30 Year Fixed7.25%7.708%1Nov 2, 2026Visit
    15 Year Fixed Refinance7%7.195%1Nov 2, 2026Visit
    30 Year Fixed Refinance7.5%7.599%1Nov 2, 2026Visit
    FHA 30 Year Fixed Refinance7.25%8.305%1Nov 2, 2026Visit
    FHA 5 Year ARM6.25%7.536%2Nov 2, 2026Visit
    FHA 5 Year ARM Refinance6.25%7.536%2Nov 2, 2026Visit
    VA 30 Year Fixed Refinance7.25%7.423%1Nov 2, 2026Visit
    VA 5 Year ARM6.25%6.556%2Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join JERSEY CENTRAL

    Membership is available to employees and retirees of several transportation and local organizations, including Amtrak, NJ Transit, and the townships of Clark, Cranford, Fanwood, Kenilworth, and Scotch Plains, as well as their family members.

    Employer
    Amtrak, Belvidere & Delaware River Railway, Brighton Air Corp., Capobianco & Gaudenzi Accountants & Auditors, Chesapeake & Delaware, LLC, Conrail, CSX, Coast to Coast Legal Funding, CW Brabender Instruments, Delta Dental of NJ, Dover and Delaware River Railroad, Dover and Rockaway River Railroad…
    Association / SEG
    IFPTE - Union Council 8

    Where JERSEY CENTRAL writes mortgages

    JERSEY CENTRAL publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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