Today's rates from JERSEY CENTRAL
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.625% | 6.74% | 1 | Sep 11, 2026 | Visit | |
| 15 Year Fixed | 6.125% | 6.316% | 1 | Sep 11, 2026 | Visit | |
| FHA 30 Year Fixed | 6.25% | 7.287% | 1 | Sep 11, 2026 | Visit | |
| VA 30 Year Fixed | 6.25% | 6.681% | 1 | Sep 11, 2026 | Visit | |
| 15 Year Fixed Refinance | 6.125% | 6.316% | 1 | Sep 11, 2026 | Visit | |
| 30 Year Fixed Refinance | 6.625% | 6.74% | 1 | Sep 11, 2026 | Visit | |
| FHA 30 Year Fixed Refinance | 6.25% | 7.287% | 1 | Sep 11, 2026 | Visit | |
| FHA 5 Year ARM | 6.25% | 7.144% | 1 | Sep 11, 2026 | Visit | |
| FHA 5 Year ARM Refinance | 6.25% | 7.144% | 1 | Sep 11, 2026 | Visit | |
| VA 30 Year Fixed Refinance | 6.25% | 6.412% | 1 | Sep 11, 2026 | Visit | |
| VA 5 Year ARM | 6.25% | 6.454% | 1 | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate JERSEY CENTRAL advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join JERSEY CENTRAL
Membership is available to employees and retirees of several transportation and local organizations, including Amtrak, NJ Transit, and the townships of Clark, Cranford, Fanwood, Kenilworth, and Scotch Plains, as well as their family members.
Employer
Amtrak, Belvidere & Delaware River Railway, Brighton Air Corp., Capobianco & Gaudenzi Accountants & Auditors, Chesapeake & Delaware, LLC, Conrail, CSX, Coast to Coast Legal Funding, CW Brabender Instruments, Delta Dental of NJ, Dover and Delaware River Railroad, Dover and Rockaway River Railroad…
Association / SEG
IFPTE - Union Council 8
Where JERSEY CENTRAL writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with JERSEY CENTRAL.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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