Today's rates from JERSEY CENTRAL
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 7.5% | 7.599% | 1 | Nov 2, 2026 | Visit | |
| 15 Year Fixed | 7% | 7.195% | 1 | Nov 2, 2026 | Visit | |
| FHA 30 Year Fixed | 7.25% | 8.305% | 1 | Nov 2, 2026 | Visit | |
| VA 30 Year Fixed | 7.25% | 7.708% | 1 | Nov 2, 2026 | Visit | |
| 15 Year Fixed Refinance | 7% | 7.195% | 1 | Nov 2, 2026 | Visit | |
| 30 Year Fixed Refinance | 7.5% | 7.599% | 1 | Nov 2, 2026 | Visit | |
| FHA 30 Year Fixed Refinance | 7.25% | 8.305% | 1 | Nov 2, 2026 | Visit | |
| FHA 5 Year ARM | 6.25% | 7.536% | 2 | Nov 2, 2026 | Visit | |
| FHA 5 Year ARM Refinance | 6.25% | 7.536% | 2 | Nov 2, 2026 | Visit | |
| VA 30 Year Fixed Refinance | 7.25% | 7.423% | 1 | Nov 2, 2026 | Visit | |
| VA 5 Year ARM | 6.25% | 6.556% | 2 | Nov 2, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Who can join JERSEY CENTRAL
Membership is available to employees and retirees of several transportation and local organizations, including Amtrak, NJ Transit, and the townships of Clark, Cranford, Fanwood, Kenilworth, and Scotch Plains, as well as their family members.
Where JERSEY CENTRAL writes mortgages
JERSEY CENTRAL publishes mortgage lending in 1 state.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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