Today's rates from INOVA
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 5.99% | 6.128% | — | Sep 14, 2026 | Visit | |
| 20 Year Fixed | 5.75% | 5.931% | — | Sep 14, 2026 | Visit | |
| 15 Year Fixed | 5.5% | 5.725% | — | Sep 14, 2026 | Visit | |
| 10 Year Fixed | 5.125% | 5.439% | — | Sep 14, 2026 | Visit | |
| 5 Year Fixed | 4.99% | 5.582% | — | Sep 14, 2026 | Visit | |
| 3 Year ARM | 6% | 6.488% | — | Sep 14, 2026 | Visit | |
| 5 Year ARM | 6.125% | 6.468% | — | Sep 14, 2026 | Visit | |
| 7 Year ARM | 6.25% | 6.487% | — | Sep 14, 2026 | Visit | |
| FHA 30 Year Fixed | 6.25% | 6.781% | — | Sep 14, 2026 | Visit | |
| FHA 15 Year Fixed | 5.625% | 6.375% | — | Sep 14, 2026 | Visit |
Rate history
Lowest daily rate INOVA advertised for each product, past 90 days.
Who can join INOVA
INOVA Federal Credit Union serves employees, retirees, and members of more than 1,950 Select Employer Groups (SEGs) — a wide range of companies, schools, churches, non-profits, and associations, primarily concentrated in Indiana (Elkhart County and Michiana) plus partner locations across the U.S. Immediate family and household members of existing INOVA members are also eligible. Full list of qualifying companies: https://www.inovafederal.org/about-us/company-eligibility.html
Where INOVA writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with INOVA.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
Compare every credit union you can actually join
Enter your ZIP to see every credit union — including INOVA if you qualify — ranked by today's rate.