Home state: Indiana
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    INDUSTRIAL mortgage rates

    INDUSTRIAL's lowest publicly advertised 30-year fixed rate today is 6.956% APR — the national average is 7.147%. That's about $18,510 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read INDUSTRIAL's rates every weekday, starting around 11 a.m. Central.

    We last read INDUSTRIAL's rates page on Nov 2, 2026.

    Today's rates from INDUSTRIAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%6.956%1.328Nov 2, 2026Visit
    15 Year Fixed6.75%6.875%0.622Nov 2, 2026Visit
    5 Year ARM6.5%6.553%0.622Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join INDUSTRIAL

    Membership in Industrial Credit Union is open to anyone who lives or works in the state of Washington. Additionally, individuals living outside of Washington are eligible if they are related to an existing member. The credit union was originally founded to serve employees of Bellingham's Puget Sound Pulp and Timber Company.

    Employer
    Select Employer Groups - employees, volunteers, trustees, board members, retirees
    Association / SEG
    $5 donation to one of 8 partner charities: Humane Society of Clinton County, Carroll County Wabash and Erie Canal, Almost Home Humane Society, Animal Welfare League of Montgomery County, Boys and Girls Club of Clinton County, CDC Resources, Community Action Program of Western Indiana, Warren County Historical Society
    Family of a member
    Immediate family of members and SEG employees (parents, siblings, grandparents)

    Where INDUSTRIAL writes mortgages

    INDUSTRIAL publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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