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    Home state: Illinois
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    ILLINOIS STATE mortgage rates

    ILLINOIS STATE's lowest publicly advertised 30-year fixed rate today is 7.343% APR — the national average is 7.147%. We read ILLINOIS STATE's rates every weekday, starting around 11 a.m. Central.

    We last read ILLINOIS STATE's rates page on Nov 2, 2026.

    Today's rates from ILLINOIS STATE

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.25%7.343%0Nov 2, 2026Visit
    20 Year Fixed7.25%7.371%0Nov 2, 2026Visit
    15 Year Fixed6.625%6.768%0Nov 2, 2026Visit
    10 Year Fixed6.5%6.701%0Nov 2, 2026Visit
    Visit ILLINOIS STATE's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ILLINOIS STATE

    Illinois State Credit Union is available to individuals who live or work in the Illinois counties of DeWitt, LaSalle, Livingston, Logan, McLean, Stephenson, or Winnebago.

    County
    DeWitt County, IL, LaSalle County, IL, Livingston County, IL, Logan County, IL, McLean County, IL, Stephenson County, IL, Winnebago County, IL

    Where ILLINOIS STATE writes mortgages

    ILLINOIS STATE publishes mortgage lending in 1 state.

    Illinois

    Illinois counties where ILLINOIS STATE serves members

    Livingston County, ILLaSalle County, ILMcLean County, ILLogan County, ILWinnebago County, ILStephenson County, IL

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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