Home state: Illinois

    ILLINOIS STATE mortgage rates

    ILLINOIS STATE's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track ILLINOIS STATE daily and refresh rates every morning.

    Today's rates from ILLINOIS STATE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%6.972%0Sep 11, 2026Visit
    20 Year Fixed6.75%6.876%0Sep 11, 2026Visit
    15 Year Fixed6.125%6.275%0Sep 11, 2026Visit
    10 Year Fixed6%6.183%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate ILLINOIS STATE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ILLINOIS STATE

    Illinois State Credit Union is available to individuals who live or work in the Illinois counties of DeWitt, LaSalle, Livingston, Logan, McLean, Stephenson, or Winnebago.

    County
    DeWitt County, IL, LaSalle County, IL, Livingston County, IL, Logan County, IL, McLean County, IL, Stephenson County, IL, Winnebago County, IL

    Where ILLINOIS STATE writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with ILLINOIS STATE.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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