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    I.L.W.U. mortgage rates

    I.L.W.U.'s lowest publicly advertised 30-year fixed rate today is 6.379% APR — the national average is 7.147%. That's about $73,544 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read I.L.W.U.'s rates every weekday, starting around 11 a.m. Central.

    We last read I.L.W.U.'s rates page on Nov 2, 2026. I.L.W.U. dates its published rate sheet Sep 21, 2026.

    Today's rates from I.L.W.U.

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.25%6.379%0.5Nov 2, 2026
    Lender's sheet dated Sep 21, 2026
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    20 Year Fixed6.125%6.295%0.5Nov 2, 2026
    Lender's sheet dated Sep 21, 2026
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    15 Year Fixed5.875%6.126%0.75Nov 2, 2026
    Lender's sheet dated Sep 21, 2026
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    10 Year Fixed5.75%6.105%0.75Nov 2, 2026
    Lender's sheet dated Sep 21, 2026
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    30 Year Fixed Jumbo6.625%6.724%0.625Nov 2, 2026
    Lender's sheet dated Sep 21, 2026
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    20 Year Fixed Jumbo6.5%6.63%0.625Nov 2, 2026
    Lender's sheet dated Sep 21, 2026
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    15 Year Fixed Jumbo6.375%6.537%0.625Nov 2, 2026
    Lender's sheet dated Sep 21, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join I.L.W.U.

    ILWU Credit Union serves members of the International Longshore and Warehouse Union (ILWU) in California, Hawaii, and Alaska, as well as select unions in Portland, Oregon. Immediate family members of these union workers are also eligible to join.

    Association / SEG
    ILWU Locals in California, ILWU Local 142 Hawaii, ILWU Alaska Longshore Division, ILWU Alaska Local 200, ILWU Alaska Local 2201, Inlandboatman’s Union (IBU) - Marine Division of the ILWU, ILWU Locals 5, 8, 28, 40, and 92 (Portland, OR), S.M.A.R.T. (Sheet Metals, Air, Rail, Transportation), Portland Industrial Workers of the World

    Where I.L.W.U. writes mortgages

    I.L.W.U. publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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