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    Home state: Illinois
    Lends in 2 states

    I. H. MISSISSIPPI VALLEY mortgage rates

    I. H. MISSISSIPPI VALLEY's lowest publicly advertised 30-year fixed rate today is 6.869% APR — the national average is 7.147%. That's about $26,894 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read I. H. MISSISSIPPI VALLEY's rates every weekday, starting around 11 a.m. Central.

    We last read I. H. MISSISSIPPI VALLEY's rates page on Nov 2, 2026.

    Today's rates from I. H. MISSISSIPPI VALLEY

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%6.869%—Nov 2, 2026Visit
    20 Year Fixed6.625%6.78%—Nov 2, 2026Visit
    15 Year Fixed6.125%6.315%—Nov 2, 2026Visit
    5 Year ARM5.875%6.831%—Nov 2, 2026Visit
    7 Year ARM6.125%6.831%—Nov 2, 2026Visit
    Visit I. H. MISSISSIPPI VALLEY's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join I. H. MISSISSIPPI VALLEY

    Membership is open to anyone who lives or works in 49 specific counties across Illinois and Iowa. Residents or employees anywhere else in Illinois or Iowa can also join by making a $10 donation to the Dream Education Foundation.

    Association / SEG
    Dream Education Foundation
    County
    Bureau County, IL, Carroll County, IL, DeKalb County, IL, DeWitt County, IL, DuPage County, IL, Fulton County, IL, Hancock County, IL, Henderson County, IL, Henry County, IL, Jo Daviess County, IL, Kane County, IL, Knox County, IL…

    Where I. H. MISSISSIPPI VALLEY writes mortgages

    I. H. MISSISSIPPI VALLEY publishes mortgage lending in 2 states.

    IowaIllinois

    Illinois counties where I. H. MISSISSIPPI VALLEY serves members

    Bureau County, ILHenry County, ILLaSalle County, ILLee County, ILMarshall County, ILPutnam County, ILStark County, ILWhiteside County, ILCarroll County, ILDeKalb County, ILKnox County, ILMercer County, ILOgle County, ILPeoria County, ILRock Island County, IL

    Plus 10 more. See all Illinois counties

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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