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    Home state: Arizona
    Lends in 1 state

    HUGHES mortgage rates

    HUGHES's lowest publicly advertised 30-year fixed rate today is 7.125% APR — the national average is 7.147%. That's about $2,139 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read HUGHES's rates every weekday, starting around 11 a.m. Central.

    We last read HUGHES's rates page on Nov 2, 2026.

    Today's rates from HUGHES

    ProductRateAPRPointsWe readSource
    30 Year Fixed—Lender publishes APR only7.125%—Nov 2, 2026Visit
    15 Year Fixed—Lender publishes APR only6.625%—Nov 2, 2026Visit
    FHA 30 Year Fixed—Lender publishes APR only6.625%—Nov 2, 2026Visit
    VA 30 Year Fixed—Lender publishes APR only7.5%—Nov 2, 2026Visit
    Visit HUGHES's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join HUGHES

    Membership at Hughes Federal Credit Union is open to those who live, work, worship, or attend school in Tucson or surrounding Southern Arizona communities. Eligibility also extends to employees of a Select Employer Group, including 4D Technologies, 7-Eleven Food Stores, AAA Arizona, AAFES-Army/Air Force Exchange Service, Abrams Airborne Manufacturing, and many others listed on their website. Individuals can also join by making a small donation to Friends of the Oro Valley Public Library, Friends of the Pima County Public Library, or Friends of the Kirk Bear Canyon Library, or if they have a family member (spouse, child, sister/brother, parent, grandparent, grandchild, stepparent, stepchild, stepsister/brother, adopted child) or household member who is already a member. The credit union was originally founded to serve employees of Hughes Aircraft Company and their families.

    Employer
    Select Employer Groups (SEGs)
    Association / SEG
    Friends of the Oro Valley Public Library, Friends of the Kirk Bear Canyon Library
    Family of a member
    spouse, child, sibling, parent, grandparent, grandchild, step-relative, adopted child, household member
    City
    Tucson, AZ

    Where HUGHES writes mortgages

    HUGHES publishes mortgage lending in 1 state.

    Arizona

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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