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    HUDSON VALLEY mortgage rates

    HUDSON VALLEY's lowest publicly advertised 30-year fixed rate today is 7.18% APR — the national average is 7.147%. We read HUDSON VALLEY's rates every weekday, starting around 11 a.m. Central.

    We last read HUDSON VALLEY's rates page on Nov 2, 2026.

    Today's rates from HUDSON VALLEY

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.125%7.18%0Nov 2, 2026Visit
    15 Year Fixed6.5%6.587%0Nov 2, 2026Visit
    5 Year ARM5.875%6.378%0Nov 2, 2026Visit
    7 Year ARM6%6.354%0Nov 2, 2026Visit
    10 Year ARM6.375%6.516%0Nov 2, 2026Visit
    30 Year Fixed Jumbo7.125%7.143%0Nov 2, 2026Visit
    15 Year Fixed Jumbo6.125%6.154%0Nov 2, 2026Visit
    Visit HUDSON VALLEY's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join HUDSON VALLEY

    Hudson Valley Credit Union is open to anyone who lives, works, worships, attends school, or volunteers in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties in New York.

    County
    Albany County, NY, Columbia County, NY, Dutchess County, NY, Greene County, NY, Orange County, NY, Putnam County, NY, Rensselaer County, NY, Rockland County, NY, Saratoga County, NY, Schenectady County, NY, Ulster County, NY, Westchester County, NY

    Where HUDSON VALLEY writes mortgages

    HUDSON VALLEY publishes mortgage lending in 1 state.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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