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    HUDSON VALLEY mortgage rates

    HUDSON VALLEY's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.805%. That's about $5,271 saved over the life of a $400,000, 30-year loan. We track HUDSON VALLEY daily and refresh rates every morning.

    Rates as of Sep 8, 2026

    Today's rates from HUDSON VALLEY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.804%0Sep 8, 2026Visit
    15 Year Fixed6.125%6.211%0Sep 8, 2026Visit
    5 Year ARM5.5%6.083%0Sep 8, 2026Visit
    7 Year ARM5.625%6.043%0Sep 8, 2026Visit
    10 Year ARM6%6.187%0Sep 8, 2026Visit
    30 Year Fixed Jumbo6.75%6.768%0Sep 8, 2026Visit
    15 Year Fixed Jumbo5.75%5.778%0Sep 8, 2026Visit
    Visit HUDSON VALLEY's rates page

    Rate history

    Lowest daily rate HUDSON VALLEY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join HUDSON VALLEY

    Hudson Valley Credit Union is open to anyone who lives, works, worships, attends school, or volunteers in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties in New York.

    County
    Albany County, NY, Columbia County, NY, Dutchess County, NY, Greene County, NY, Orange County, NY, Putnam County, NY, Rensselaer County, NY, Rockland County, NY, Saratoga County, NY, Schenectady County, NY, Ulster County, NY, Westchester County, NY

    Where HUDSON VALLEY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with HUDSON VALLEY.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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