Today's rates from HTM
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.999% | 7.098% | — | Nov 2, 2026 | Visit | |
| 20 Year Fixed | 6.999% | 7.115% | — | Nov 2, 2026 | Visit | |
| 15 Year Fixed | 6.5% | 6.637% | — | Nov 2, 2026 | Visit | |
| FHA 30 Year Fixed | 6.875% | 7.535% | — | Nov 2, 2026 | Visit | |
| VA 30 Year Fixed | 6.875% | 6.979% | — | Nov 2, 2026 | Visit | |
| USDA 30 Year Fixed | 6.875% | 7.334% | — | Nov 2, 2026 | Visit | |
| 30 Year Fixed Jumbo | 7.5% | 7.616% | — | Nov 2, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join HTM
Membership is open to employees of municipalities, schools, and healthcare facilities in the Greater Haverhill area, as well as members of public libraries within those same MA and NH communities. Employees of the Central Northern Essex Division of the Trial Court and immediate family of current members are also eligible to join.
Employer
Central Northern Essex Division of the Trial Court of the Commonwealth
Association / SEG
Greater Haverhill area public library members
City
Amesbury, MA, Andover, MA, Boxford, MA, Georgetown, MA, Groveland, MA, Haverhill, MA, Lawrence, MA, Merrimac, MA, Methuen, MA, Newbury, MA, Newburyport, MA, North Andover, MA…
Where HTM writes mortgages
HTM publishes mortgage lending in 2 states.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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