Today's rates from HTM
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.625% | 6.727% | 0 | Sep 11, 2026 | Visit | |
| 20 Year Fixed | 6.625% | 6.745% | 0 | Sep 11, 2026 | Visit | |
| 15 Year Fixed | 6.375% | 6.51% | 0 | Sep 11, 2026 | Visit | |
| FHA 30 Year Fixed | 6.375% | 7.246% | 0 | Sep 11, 2026 | Visit | |
| VA 30 Year Fixed | 6.375% | 6.471% | 0 | Sep 11, 2026 | Visit | |
| USDA 30 Year Fixed | 6.375% | 6.725% | 0 | Sep 11, 2026 | Visit | |
| 30 Year Fixed Jumbo | 6.625% | 6.727% | 0 | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate HTM advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join HTM
Membership is open to employees of municipalities, schools, and healthcare facilities in the Greater Haverhill area, as well as members of public libraries within those same MA and NH communities. Employees of the Central Northern Essex Division of the Trial Court and immediate family of current members are also eligible to join.
Employer
Central Northern Essex Division of the Trial Court of the Commonwealth
Association / SEG
Greater Haverhill area public library members
City
Amesbury, MA, Andover, MA, Boxford, MA, Georgetown, MA, Groveland, MA, Haverhill, MA, Lawrence, MA, Merrimac, MA, Methuen, MA, Newbury, MA, Newburyport, MA, North Andover, MA…
Where HTM writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with HTM.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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