Home state: Colorado
    Open membership
    Lends in 1 state

    HORIZONS NORTH mortgage rates

    HORIZONS NORTH's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.88%. That's about $24,411 saved over the life of a $400,000, 30-year loan. We track HORIZONS NORTH daily and refresh rates every morning.

    Today's rates from HORIZONS NORTH

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.868%0.526Sep 11, 2026Visit
    20 Year Fixed6.5%6.766%0.131Sep 11, 2026Visit
    15 Year Fixed6.125%6.455%0.133Sep 11, 2026Visit
    10 Year Fixed5.875%6.371%0.276Sep 11, 2026Visit
    FHA 30 Year Fixed6%6.937%0.126Sep 11, 2026Visit
    VA 30 Year Fixed6.125%6.48%0.041Sep 11, 2026Visit

    Rate history

    Lowest daily rate HORIZONS NORTH advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join HORIZONS NORTH

    Open to Colorado residents — join by paying a one-time $5 Consumers United membership fee at account opening. Also eligible: those who live or work in the City of Westminster or in Adams, Broomfield, or Denver counties; employees of SEG partners (Adams 12 Five Star Schools, American Furniture Warehouse, City of Northglenn, Community Reach Center, IECRM, North Suburban Medical Center); and family of SEG employees or existing members.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    Adams 12 Five Star Schools District, American Furniture Warehouse, City of Northglenn, Community Reach Center, Independent Electrical Contractors Rocky Mountain (IECRM), North Suburban Medical Center
    Family of a member
    [object Object], [object Object]
    County
    [object Object], [object Object], [object Object]
    City
    [object Object]

    Where HORIZONS NORTH writes mortgages

    HORIZONS NORTH publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if HORIZONS NORTH is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including HORIZONS NORTH if you qualify — ranked by today's rate.

    Get notified when HORIZONS NORTH's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Colorado

    See all Colorado credit union mortgage rates