Home state: Virginia

    HOMEBASE mortgage rates

    HOMEBASE's lowest publicly advertised 30-year fixed rate today is 7% — the national average is 6.88%. We track HOMEBASE daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from HOMEBASE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed7%7.1%Sep 11, 2026Visit
    3 Year ARM5.375%6.051%Sep 11, 2026Visit
    5 Year ARM5.625%6.196%Sep 11, 2026Visit
    7 Year ARM5.875%6.356%Sep 11, 2026Visit
    FHA 30 Year Fixed6.625%7.422%Sep 11, 2026Visit
    VA 30 Year Fixed6.625%6.954%Sep 11, 2026Visit

    Rate history

    Lowest daily rate HOMEBASE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join HOMEBASE

    Membership is open to individuals who live, work, worship, or attend school in 13 counties and 4 independent cities in the Richmond-Petersburg area. Eligibility also extends to employees of Fort Gregg-Adams and several other local partner organizations, as well as family members of existing credit union members.

    Employer
    Fort Gregg-Adams, Defense Logistics Agency, Virginia State University
    County
    Amelia County, VA, Charles City County, VA, Chesterfield County, VA, Dinwiddie County, VA, Goochland County, VA, Hanover County, VA, Henrico County, VA, King William County, VA, New Kent County, VA, Nottoway County, VA, Powhatan County, VA, Prince George County, VA
    City
    Colonial Heights, VA, Hopewell, VA, Petersburg, VA, Richmond, VA

    Where HOMEBASE writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with HOMEBASE.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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