Today's rates from HFS
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | — | 6% | — | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate HFS advertised for each product, past 90 days.
Who can join HFS
Membership is open to anyone who lives, works, worships, attends school, or volunteers on the island of Hawai‘i. Family members of current members and employees of the credit union are also eligible to join.
Where HFS writes mortgages
Lending states not published; shown as serving its chartered area. Confirm directly with HFS.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
Compare every credit union you can actually join
Enter your ZIP to see every credit union — including HFS if you qualify — ranked by today's rate.