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    Home state: California
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    HERITAGE COMMUNITY mortgage rates

    HERITAGE COMMUNITY's lowest publicly advertised 30-year fixed rate today is 7.46% APR — the national average is 7.147%. We read HERITAGE COMMUNITY's rates every weekday, starting around 11 a.m. Central.

    We last read HERITAGE COMMUNITY's rates page on Nov 2, 2026.

    Today's rates from HERITAGE COMMUNITY

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.25%7.46%1Nov 2, 2026Visit
    15 Year Fixed6.5%6.825%1Nov 2, 2026Visit
    5 Year ARM6.125%6.819%0Nov 2, 2026Visit
    7 Year ARM6.25%6.825%0Nov 2, 2026Visit
    Visit HERITAGE COMMUNITY's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join HERITAGE COMMUNITY

    Membership is available to anyone who lives, works, worships, or attends school in Sacramento, Placer, El Dorado, Yolo, or San Joaquin Counties. Additionally, all California residents are eligible to join by becoming a member of the Financial Fitness Association.

    Association / SEG
    Financial Fitness Association
    County
    Sacramento County, CA, Placer County, CA, El Dorado County, CA, Yolo County, CA, San Joaquin County, CA

    Where HERITAGE COMMUNITY writes mortgages

    HERITAGE COMMUNITY publishes mortgage lending in 1 state.

    California

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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