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    HENRICO mortgage rates

    HENRICO's lowest publicly advertised 30-year fixed rate today is 6.25% — the national average is 6.88%. That's about $59,826 saved over the life of a $400,000, 30-year loan. We track HENRICO daily and refresh rates every morning.

    Today's rates from HENRICO

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.25%6.409%—Sep 8, 2026Visit
    20 Year Fixed6.125%6.334%—Sep 8, 2026Visit
    15 Year Fixed5.625%5.883%—Sep 8, 2026Visit
    30 Year Fixed Jumbo6.875%6.973%—Sep 8, 2026Visit
    15 Year Fixed Jumbo7.25%7.411%—Sep 8, 2026Visit
    Visit HENRICO's rates page

    Rate history

    Lowest daily rate HENRICO advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join HENRICO

    Membership in Henrico Federal Credit Union is open to individuals who live, work, worship, or attend school in Amelia County, the Town of Ashland, Caroline County, Charles City County, Chesterfield County, Colonial Heights, Cumberland County, Dinwiddie County, Goochland County, Hanover County, Henrico County, Hopewell, King & Queen County, King William County, Louisa County, New Kent County, the City of Petersburg, Powhatan County, Prince George County, Richmond City, and Sussex County. Immediate family members of current members are also eligible to join.

    Family of a member
    Immediate family of current members
    County
    Amelia County, VA, Caroline County, VA, Charles City County, VA, Chesterfield County, VA, Cumberland County, VA, Dinwiddie County, VA, Goochland County, VA, Hanover County, VA, Henrico County, VA, King & Queen County, VA, King William County, VA, Louisa County, VA…
    City
    Town of Ashland, VA, Colonial Heights, VA, Hopewell, VA, City of Petersburg, VA, Richmond City, VA

    Where HENRICO writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with HENRICO.

    Virginia

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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