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    Credit union mortgage rates
    Home state: Kansas
    Lends in 1 state

    HEARTLAND mortgage rates

    HEARTLAND's lowest publicly advertised 30-year fixed rate today is 7.322% APR — the national average is 7.147%. We read HEARTLAND's rates every weekday, starting around 11 a.m. Central.

    We last read HEARTLAND's rates page on Nov 2, 2026.

    Today's rates from HEARTLAND

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.125%7.322%—Nov 2, 2026Visit
    20 Year Fixed6.625%6.876%—Nov 2, 2026Visit
    15 Year Fixed6.75%7.065%—Nov 2, 2026Visit
    10 Year Fixed6.5%6.94%—Nov 2, 2026Visit
    Visit HEARTLAND's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join HEARTLAND

    Membership at Heartland Credit Union is available to individuals who live, work, or worship in select Kansas counties, as well as employees or retirees of participating entities and their family members.

    Family of a member
    Immediate family of current members

    Where HEARTLAND writes mortgages

    HEARTLAND publishes mortgage lending in 1 state.

    Kansas

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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