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    Home state: Hawaii
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    HAWAIIAN FINANCIAL mortgage rates

    HAWAIIAN FINANCIAL's lowest publicly advertised 30-year fixed rate today is 6.818% APR — the national average is 7.147%. That's about $31,794 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read HAWAIIAN FINANCIAL's rates every weekday, starting around 11 a.m. Central.

    We last read HAWAIIAN FINANCIAL's rates page on Nov 2, 2026. HAWAIIAN FINANCIAL dates its published rate sheet Oct 28, 2026.

    Today's rates from HAWAIIAN FINANCIAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.5%6.818%2.5Nov 2, 2026
    Lender's sheet dated Oct 28, 2026
    		Visit
    15 Year Fixed5.75%6.257%2.5Nov 2, 2026
    Lender's sheet dated Oct 28, 2026
    		Visit
    Visit HAWAIIAN FINANCIAL's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join HAWAIIAN FINANCIAL

    Membership is available to anyone who lives, works, worships, or attends school on the islands of Oahu or within Maui County, as well as employees of affiliated companies and family members of current members.

    County
    Honolulu County, HI, Maui County, HI

    Where HAWAIIAN FINANCIAL writes mortgages

    HAWAIIAN FINANCIAL publishes mortgage lending in 1 state.

    Hawaii

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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