Home state: Hawaii

    HAWAII STATE mortgage rates

    HAWAII STATE's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.88%. That's about $24,411 saved over the life of a $400,000, 30-year loan. We track HAWAII STATE daily and refresh rates every morning.

    Rates as of Sep 12, 2026

    Today's rates from HAWAII STATE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.822%2Sep 12, 2026Visit
    15 Year Fixed6%6.317%2Sep 12, 2026Visit

    Rate history

    Lowest daily rate HAWAII STATE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join HAWAII STATE

    Hawaii State Federal Credit Union is primarily open to state and county employees in Hawaii, as well as their family and household members.

    Employer
    State of Hawaii, City and County of Honolulu

    Where HAWAII STATE writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with HAWAII STATE.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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