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    Credit union mortgage rates
    Home state: Hawaii
    Lends in 1 state

    HAWAII CENTRAL mortgage rates

    HAWAII CENTRAL's lowest publicly advertised 30-year fixed rate today is 6.101% APR — the national average is 7.147%. That's about $99,568 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read HAWAII CENTRAL's rates every weekday, starting around 11 a.m. Central.

    We last read HAWAII CENTRAL's rates page on Nov 2, 2026. HAWAII CENTRAL dates its published rate sheet Oct 7, 2026.

    Today's rates from HAWAII CENTRAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed5.875%6.101%2Nov 2, 2026
    Lender's sheet dated Oct 7, 2026
    		Visit
    15 Year Fixed4.875%5.243%2Nov 2, 2026
    Lender's sheet dated Oct 7, 2026
    		Visit
    Visit HAWAII CENTRAL's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join HAWAII CENTRAL

    Membership is open to anyone who lives, works, worships, or attends school in Honolulu County (the Island of Oahu), as well as employees of the credit union and their immediate family members.

    Employer
    Hawaii Central Federal Credit Union
    County
    Honolulu County, HI

    Where HAWAII CENTRAL writes mortgages

    HAWAII CENTRAL publishes mortgage lending in 1 state.

    Hawaii

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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