Home state: Massachusetts
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    Lends in 7 states

    HARVARD mortgage rates

    HARVARD's lowest publicly advertised 30-year fixed rate today is 7% — the national average is 6.88%. We track HARVARD daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from HARVARD

    ProductRateAPRPointsAs ofSource
    30 Year Fixed7%7.087%Sep 11, 2026Visit
    15 Year Fixed6.375%6.507%Sep 11, 2026Visit
    30 Year Fixed Jumbo6.875%6.927%Sep 11, 2026Visit

    Rate history

    Lowest daily rate HARVARD advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join HARVARD

    Harvard FCU is open to anyone nationwide who joins the Financial Fitness Association (fee covered by the CU for the first year). Membership is also available to Harvard University students, faculty, alumni, and staff, as well as those who live, work, worship, or attend school in various Boston-area census tracts.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    Harvard University, Harvard teaching hospitals
    Association / SEG
    Financial Fitness Association, Harvard University Alumni
    City
    Swampscott, MA, Lynn, MA, Saugus, MA, Melrose, MA, Medford, MA, Malden, MA, Everett, MA, Somerville, MA, Cambridge, MA, Belmont, MA, Watertown, MA, Brookline, MA

    Where HARVARD writes mortgages

    HARVARD publishes mortgage lending in 7 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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