Home state: Massachusetts
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    Lends in 7 states

    HARVARD mortgage rates

    HARVARD's lowest publicly advertised 30-year fixed rate today is 7.301% APR — the national average is 7.147%. We read HARVARD's rates every weekday, starting around 11 a.m. Central.

    We last read HARVARD's rates page on Nov 2, 2026. HARVARD dates its published rate sheet Nov 2, 2026.

    Today's rates from HARVARD

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.25%7.301%—Nov 2, 2026Visit
    15 Year Fixed6.625%6.704%—Nov 2, 2026Visit
    30 Year Fixed Jumbo7.125%7.144%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join HARVARD

    Harvard FCU is open to anyone nationwide who joins the Financial Fitness Association (fee covered by the CU for the first year). Membership is also available to Harvard University students, faculty, alumni, and staff, as well as those who live, work, worship, or attend school in various Boston-area census tracts.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    Harvard University, Harvard teaching hospitals
    Association / SEG
    Financial Fitness Association, Harvard University Alumni
    City
    Swampscott, MA, Lynn, MA, Saugus, MA, Melrose, MA, Medford, MA, Malden, MA, Everett, MA, Somerville, MA, Cambridge, MA, Belmont, MA, Watertown, MA, Brookline, MA…

    Where HARVARD writes mortgages

    HARVARD publishes mortgage lending in 7 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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