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    Home state: Virginia
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    HAMPTON ROADS EDUC CREDIT UNION INC mortgage rates

    HAMPTON ROADS EDUC CREDIT UNION INC's lowest publicly advertised 30-year fixed rate today is 6.661% APR — the national average is 7.147%. That's about $46,816 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read HAMPTON ROADS EDUC CREDIT UNION INC's rates every weekday, starting around 11 a.m. Central.

    We last read HAMPTON ROADS EDUC CREDIT UNION INC's rates page on Nov 2, 2026. HAMPTON ROADS EDUC CREDIT UNION INC dates its published rate sheet Nov 2, 2026.

    Today's rates from HAMPTON ROADS EDUC CREDIT UNION INC

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.5%6.661%—Nov 2, 2026Visit
    20 Year Fixed6.375%6.586%—Nov 2, 2026Visit
    15 Year Fixed6%6.261%—Nov 2, 2026Visit
    FHA 30 Year Fixed6.375%7.075%—Nov 2, 2026Visit
    VA 30 Year Fixed6.5%6.661%—Nov 2, 2026Visit
    30 Year Fixed Jumbo7.25%7.351%—Nov 2, 2026Visit
    15 Year Fixed Jumbo7.5%7.662%—Nov 2, 2026Visit
    Visit HAMPTON ROADS EDUC CREDIT UNION INC's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join HAMPTON ROADS EDUC CREDIT UNION INC

    Membership is open to employees, retirees, students, and parents of students in several Virginia school systems including Hampton City, Gloucester, Isle of Wight, and others, as well as several local colleges and private schools. Family members and co-workers of current members are also eligible to join.

    Employer
    Gloucester County Schools, Gloucester Municipal Employees, Hampton City Schools, Isle of Wight County Schools, Mathews County Schools, Middlesex County Schools, Poquoson Schools, Surry County Schools, Williamsburg/James City County Schools, Virginia Peninsula Community College, Hampton University, Rappahannock Community College
    Association / SEG
    Students of listed school systems, Private schools within the service area

    Where HAMPTON ROADS EDUC CREDIT UNION INC writes mortgages

    HAMPTON ROADS EDUC CREDIT UNION INC publishes mortgage lending in 1 state.

    Virginia

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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