Home state: Virginia

    HAMPTON ROADS EDUC CREDIT UNION INC mortgage rates

    HAMPTON ROADS EDUC CREDIT UNION INC's lowest publicly advertised 30-year fixed rate today is 6.375% — the national average is 6.88%. That's about $48,086 saved over the life of a $400,000, 30-year loan. We track HAMPTON ROADS EDUC CREDIT UNION INC daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from HAMPTON ROADS EDUC CREDIT UNION INC

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.375%6.535%0Sep 11, 2026Visit
    20 Year Fixed6.375%6.587%0Sep 11, 2026Visit
    15 Year Fixed5.875%6.136%0Sep 11, 2026Visit
    FHA 30 Year Fixed6.25%6.948%0Sep 11, 2026Visit
    VA 30 Year Fixed6.5%6.662%0Sep 11, 2026Visit
    30 Year Fixed Jumbo7%7.099%0Sep 11, 2026Visit
    15 Year Fixed Jumbo7.375%7.537%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate HAMPTON ROADS EDUC CREDIT UNION INC advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join HAMPTON ROADS EDUC CREDIT UNION INC

    Membership is open to employees, retirees, students, and parents of students in several Virginia school systems including Hampton City, Gloucester, Isle of Wight, and others, as well as several local colleges and private schools. Family members and co-workers of current members are also eligible to join.

    Employer
    Gloucester County Schools, Gloucester Municipal Employees, Hampton City Schools, Isle of Wight County Schools, Mathews County Schools, Middlesex County Schools, Poquoson Schools, Surry County Schools, Williamsburg/James City County Schools, Virginia Peninsula Community College, Hampton University, Rappahannock Community College
    Association / SEG
    Students of listed school systems, Private schools within the service area

    Where HAMPTON ROADS EDUC CREDIT UNION INC writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with HAMPTON ROADS EDUC CREDIT UNION INC.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if HAMPTON ROADS EDUC CREDIT UNION INC is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including HAMPTON ROADS EDUC CREDIT UNION INC if you qualify — ranked by today's rate.

    Get notified when HAMPTON ROADS EDUC CREDIT UNION INC's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Virginia

    See all Virginia credit union mortgage rates