Today's rates from H.P.C.
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 20 Year Fixed | 5.75% | —Lender publishes rate only | — | Nov 2, 2026 | Visit | |
| 15 Year Fixed | 5.5% | —Lender publishes rate only | — | Nov 2, 2026 | Visit | |
| 10 Year Fixed | 5.25% | —Lender publishes rate only | — | Nov 2, 2026 | Visit | |
| 5 Year ARM | 5.25% | —Lender publishes rate only | — | Nov 2, 2026 | Visit | |
| 7 Year ARM | 5.75% | —Lender publishes rate only | — | Nov 2, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join H.P.C.
Membership is open to anyone who lives, works, worships, owns real estate, or attends school in one of 17 specific counties in Northern Michigan and the Upper Peninsula. Immediate family members of those eligible or current members can also join.
County
Luce County, MI, Chippewa County, MI, Mackinac County, MI, Emmet County, MI, Cheboygan County, MI, Charlevoix County, MI, Presque Isle County, MI, Antrim County, MI, Otsego County, MI, Montmorency County, MI, Alpena County, MI, Crawford County, MI…
Where H.P.C. writes mortgages
H.P.C. publishes mortgage lending in 1 state.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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