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    Credit union mortgage rates
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    GSA mortgage rates

    GSA's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track GSA daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from GSA

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.914%0Sep 11, 2026Visit
    20 Year Fixed6.75%6.965%0Sep 11, 2026Visit
    15 Year Fixed6.5%6.765%0Sep 11, 2026Visit
    FHA 30 Year Fixed6.25%6.948%0Sep 11, 2026Visit
    VA 30 Year Fixed6.5%6.662%0Sep 11, 2026Visit
    30 Year Fixed Jumbo7%7.099%0Sep 11, 2026Visit
    15 Year Fixed Jumbo7.375%7.537%0Sep 11, 2026Visit
    Visit GSA's rates page

    Rate history

    Lowest daily rate GSA advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join GSA

    Membership is open to employees, contractors, and retirees of the GSA nationwide, along with various other federal agencies and select employers. Members of the Fort Washington Alumnae Chapter of Delta Sigma Theta Sorority, Triumphant Church of the Redeemed, and family members of current credit union members are also eligible to join.

    Employer
    General Services Administration (GSA), Institute of Museum and Library Services, Trust Security Services, National Archives and Records Administration, U.S. Institute for Peace, Equal Employment Opportunity Commission (EEOC), U.S. Commission on Civil Rights, Advisory Council on Intergovernmental Relations, National Advisory Council on Economic Opportunity, Committee for Purchase from People who are Blind or Severely Disabled, District of Columbia Randolph-Sheppard Nominee, Inc., Decision Systems Technologies, Inc.…
    Association / SEG
    Fort Washington Alumnae Chapter, Delta Sigma Theta Sorority, Incorporated, Triumphant Church of the Redeemed

    Where GSA writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with GSA.

    District of Columbia

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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