Home state: New York

    GREATER TOGETHER mortgage rates

    GREATER TOGETHER's lowest publicly advertised 30-year fixed rate today is 6.375% — the national average is 6.88%. That's about $48,086 saved over the life of a $400,000, 30-year loan. We track GREATER TOGETHER daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from GREATER TOGETHER

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.375%6.535%0Sep 11, 2026Visit
    20 Year Fixed6.375%6.587%0Sep 11, 2026Visit
    15 Year Fixed5.875%6.136%0Sep 11, 2026Visit
    FHA 30 Year Fixed6.25%6.948%0Sep 11, 2026Visit
    VA 30 Year Fixed6.5%6.662%0Sep 11, 2026Visit
    30 Year Fixed Jumbo7%7.099%0Sep 11, 2026Visit
    15 Year Fixed Jumbo7.375%7.537%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate GREATER TOGETHER advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join GREATER TOGETHER

    Membership is open to anyone who lives, works, worships, attends school, or conducts business in Erie County or Niagara County, New York. Family members of existing members are also typically eligible to join.

    County
    Erie County, NY, Niagara County, NY

    Where GREATER TOGETHER writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with GREATER TOGETHER.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if GREATER TOGETHER is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including GREATER TOGETHER if you qualify — ranked by today's rate.

    Get notified when GREATER TOGETHER's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in New York

    See all New York credit union mortgage rates