Home state: New Hampshire

    GRANITE STATE mortgage rates

    GRANITE STATE's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track GRANITE STATE daily and refresh rates every morning.

    Rates as of Sep 9, 2026

    Today's rates from GRANITE STATE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.902%0Sep 9, 2026Visit
    20 Year Fixed6.5%6.697%0Sep 9, 2026Visit
    15 Year Fixed5.375%5.535%0Sep 9, 2026Visit
    10 Year Fixed4.75%4.974%0Sep 9, 2026Visit
    3 Year ARM5.375%6.762%0Sep 9, 2026Visit
    5 Year ARM5.5%6.571%0Sep 9, 2026Visit
    7 Year ARM5.625%6.446%0Sep 9, 2026Visit

    Rate history

    Lowest daily rate GRANITE STATE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join GRANITE STATE

    Individuals who live or work in the state of New Hampshire are eligible to join Granite State Credit Union.

    Where GRANITE STATE writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with GRANITE STATE.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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