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    Credit union mortgage rates
    Home state: Massachusetts

    GFA mortgage rates

    GFA's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track GFA daily and refresh rates every morning.

    Rates as of Sep 10, 2026

    Today's rates from GFA

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%7.032%0Sep 10, 2026Visit
    20 Year Fixed6.875%7.246%0Sep 10, 2026Visit
    15 Year Fixed6.25%6.7%0Sep 10, 2026Visit
    5 Year ARM6.25%6.594%0Sep 10, 2026Visit
    7 Year ARM6.5%6.773%0Sep 10, 2026Visit
    Visit GFA's rates page

    Rate history

    Lowest daily rate GFA advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join GFA

    Membership is open to individuals who live or work in Central Massachusetts and Southern New Hampshire.

    Where GFA writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with GFA.

    MassachusettsNew Hampshire

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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