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    Credit union mortgage rates
    Home state: Massachusetts
    Lends in 1 state

    GFA mortgage rates

    GFA's lowest publicly advertised 30-year fixed rate today is 7.032% APR — the national average is 7.147%. That's about $11,162 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read GFA's rates every weekday, starting around 11 a.m. Central.

    We last read GFA's rates page on Nov 2, 2026.

    Today's rates from GFA

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%7.032%0Nov 2, 2026Visit
    20 Year Fixed7%7.374%0Nov 2, 2026Visit
    15 Year Fixed6.75%7.21%0Nov 2, 2026Visit
    5 Year ARM6.125%6.694%0Nov 2, 2026Visit
    7 Year ARM6.25%6.699%0Nov 2, 2026Visit
    Visit GFA's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join GFA

    Membership is open to individuals who live or work in Central Massachusetts and Southern New Hampshire.

    Where GFA writes mortgages

    GFA publishes mortgage lending in 1 state.

    Massachusetts

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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