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    GENESEE CO-OP mortgage rates

    GENESEE CO-OP's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track GENESEE CO-OP daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from GENESEE CO-OP

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.914%0Sep 11, 2026Visit
    20 Year Fixed6.75%6.965%0Sep 11, 2026Visit
    15 Year Fixed6.5%6.765%0Sep 11, 2026Visit
    FHA 30 Year Fixed6.25%6.948%0Sep 11, 2026Visit
    VA 30 Year Fixed6.5%6.662%0Sep 11, 2026Visit
    30 Year Fixed Jumbo7%7.099%0Sep 11, 2026Visit
    15 Year Fixed Jumbo7.375%7.537%0Sep 11, 2026Visit
    Visit GENESEE CO-OP's rates page

    Rate history

    Lowest daily rate GENESEE CO-OP advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join GENESEE CO-OP

    Genesee Co-op is open to anyone who lives, works, worships, or attends school in several Rochester, NY neighborhoods, as well as members of affiliated community groups. Additionally, the credit union can help you join an eligible organization during your application process to ensure membership is accessible to all.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    CWA 1170
    Association / SEG
    Amvets, Community Darkroom / Flour City Arts Center, Gay Alliance of Genesee Valley, Genesee Co-op Natural Foodstore (Abundance Cooperative Market), Metro Justice, 19th Ward Community Association, Open Sky Yoga, Rochester Friends Monthly Meeting, South East Area Coalition
    City
    Rochester, NY

    Where GENESEE CO-OP writes mortgages

    GENESEE CO-OP publishes mortgage lending in 1 state.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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