Home state: New York

    GATES CHILI mortgage rates

    GATES CHILI's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.88%. That's about $24,411 saved over the life of a $400,000, 30-year loan. We track GATES CHILI daily and refresh rates every morning.

    Rates as of Sep 8, 2026

    Today's rates from GATES CHILI

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.772%0Sep 8, 2026Visit
    20 Year Fixed6.875%7.073%0Sep 8, 2026Visit
    15 Year Fixed6.375%6.484%0Sep 8, 2026Visit
    FHA 30 Year Fixed6.5%7.442%0Sep 8, 2026Visit
    VA 30 Year Fixed6.625%7.038%0Sep 8, 2026Visit
    USDA 30 Year Fixed6.375%7.037%0Sep 8, 2026Visit

    Rate history

    Lowest daily rate GATES CHILI advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join GATES CHILI

    Membership is open to individuals who live, work, worship, volunteer, or attend school in the towns of Gates or Chili, New York. Employees of companies headquartered in these towns and family or household members of current or eligible members are also qualified to join.

    City
    Gates, NY, Chili, NY

    Where GATES CHILI writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with GATES CHILI.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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