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    Credit union mortgage rates
    Home state: New York
    Lends in 1 state

    G.P.O. mortgage rates

    G.P.O.'s lowest publicly advertised 30-year fixed rate today is 7.154% APR — the national average is 7.147%. We read G.P.O.'s rates every weekday, starting around 11 a.m. Central.

    We last read G.P.O.'s rates page on Nov 2, 2026. G.P.O. dates its published rate sheet Nov 2, 2026.

    Today's rates from G.P.O.

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.154%0Nov 2, 2026Visit
    20 Year Fixed7%7.2%0Nov 2, 2026Visit
    15 Year Fixed6.875%7.121%0Nov 2, 2026Visit
    FHA 30 Year Fixed7%7.964%0Nov 2, 2026Visit
    VA 30 Year Fixed7.125%7.555%0Nov 2, 2026Visit
    USDA 30 Year Fixed6.875%7.551%0Nov 2, 2026Visit
    Visit G.P.O.'s rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join G.P.O.

    GPO Federal Credit Union is open to individuals who live, work, worship, or attend school in Oneida, Herkimer, Madison, Otsego, Fulton, or Montgomery counties in New York. Family members of current GPO members are also eligible to join.

    County
    Oneida County, NY, Herkimer County, NY, Madison County, NY, Otsego County, NY, Fulton County, NY, Montgomery County, NY

    Where G.P.O. writes mortgages

    G.P.O. publishes mortgage lending in 1 state.

    New York

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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