Home state: California
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    FRONTWAVE mortgage rates

    FRONTWAVE's lowest publicly advertised 30-year fixed rate today is 7.043% APR — the national average is 7.147%. That's about $10,096 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read FRONTWAVE's rates every weekday, starting around 11 a.m. Central.

    We last read FRONTWAVE's rates page on Nov 2, 2026.

    Today's rates from FRONTWAVE

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.043%—Nov 2, 2026Visit
    5 Year ARM5.875%6.949%—Nov 2, 2026Visit
    VA 30 Year Fixed6.125%6.356%—Nov 2, 2026Visit
    30 Year Fixed Jumbo7%7.018%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FRONTWAVE

    Membership in Frontwave Credit Union is open to residents of Southern California and qualified groups. The credit union has branches on military bases and in nearby communities, such as Camp Pendleton in San Diego County. Specific employers, associations, or family membership rules are not detailed in the provided sources.

    Military / veteran
    all US military, DoD

    Where FRONTWAVE writes mortgages

    FRONTWAVE publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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