Home state: Michigan
    Lends in 1 state

    FREESTAR FINANCIAL mortgage rates

    FREESTAR FINANCIAL's lowest publicly advertised 30-year fixed rate today is 6.5% APR — the national average is 7.147%. That's about $62,116 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read FREESTAR FINANCIAL's rates every weekday, starting around 11 a.m. Central.

    We last read FREESTAR FINANCIAL's rates page on Nov 2, 2026.

    Today's rates from FREESTAR FINANCIAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed—Lender publishes APR only6.5%0Nov 2, 2026Visit
    20 Year Fixed—Lender publishes APR only6.25%0Nov 2, 2026Visit
    15 Year Fixed—Lender publishes APR only6%0Nov 2, 2026Visit
    10 Year Fixed—Lender publishes APR only5.75%0Nov 2, 2026Visit
    3 Year ARM—Lender publishes APR only5.5%—Nov 2, 2026Visit
    5 Year ARM—Lender publishes APR only5.75%—Nov 2, 2026Visit
    7 Year ARM—Lender publishes APR only6%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FREESTAR FINANCIAL

    Membership at FreeStar Financial Credit Union is open to those who live, work, worship, or attend school in the state of Michigan, and specifically all of Macomb County. This also includes active duty, reserve, National Guard, veterans, or retired military members within the State of Michigan. Immediate family members of existing members and select employer groups and associations are also eligible.

    Military / veteran
    all US military
    County
    Macomb County, MI

    Where FREESTAR FINANCIAL writes mortgages

    FREESTAR FINANCIAL publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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