Today's rates from FRANKLIN FIRST
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.999% | 7.098% | — | Nov 2, 2026 | Visit | |
| 20 Year Fixed | 6.999% | 7.115% | — | Nov 2, 2026 | Visit | |
| 15 Year Fixed | 6.5% | 6.637% | — | Nov 2, 2026 | Visit | |
| FHA 30 Year Fixed | 6.875% | 7.535% | — | Nov 2, 2026 | Visit | |
| VA 30 Year Fixed | 6.875% | 6.979% | — | Nov 2, 2026 | Visit | |
| USDA 30 Year Fixed | 6.875% | 7.334% | — | Nov 2, 2026 | Visit | |
| 30 Year Fixed Jumbo | 7.5% | 7.616% | — | Nov 2, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Who can join FRANKLIN FIRST
Membership is open to anyone who lives, works, worships, or attends school in Franklin County, Massachusetts.
Where FRANKLIN FIRST writes mortgages
FRANKLIN FIRST publishes mortgage lending in 1 state.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
Compare every credit union you can actually join
Enter your ZIP to see every credit union — including FRANKLIN FIRST if you qualify — ranked by today's rate.