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    Home state: South Carolina

    FOUNDERS mortgage rates

    FOUNDERS's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.88%. That's about $24,411 saved over the life of a $400,000, 30-year loan. We track FOUNDERS daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from FOUNDERS

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.8%1Sep 11, 2026Visit
    20 Year Fixed6.375%6.604%1Sep 11, 2026Visit
    15 Year Fixed5.875%6.158%1Sep 11, 2026Visit
    7 Year ARM5.875%6.043%1Sep 11, 2026Visit
    15 Year ARM6.25%6.422%1Sep 11, 2026Visit
    Visit FOUNDERS's rates page

    Rate history

    Lowest daily rate FOUNDERS advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FOUNDERS

    Membership is open to anyone who lives, works, worships, or attends school in Chester, Chesterfield, Lancaster, Laurens, or Union counties (SC), the towns of Wellford and Duncan, and select census tracts in Cherokee, Spartanburg, and York counties (SC), plus Mecklenburg County and select census tracts in Gaston County (NC). Employees/retirees of 200+ SEGs and immediate family of current members also qualify.

    Employer
    200+ Select Employer Groups
    Family of a member
    Immediate family of current member
    County
    Chester, SC, Chesterfield, SC, Lancaster, SC, Laurens, SC, Union, SC, Mecklenburg, NC, Cherokee, SC, Spartanburg, SC, York, SC, Gaston, NC
    City
    Wellford, SC, Duncan, SC

    Where FOUNDERS writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with FOUNDERS.

    South Carolina

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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