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    Credit union mortgage rates
    Home state: South Carolina
    Lends in 2 states

    FOUNDERS mortgage rates

    FOUNDERS's lowest publicly advertised 30-year fixed rate today is 7.054% APR — the national average is 7.147%. That's about $9,030 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read FOUNDERS's rates every weekday, starting around 11 a.m. Central.

    We last read FOUNDERS's rates page on Nov 2, 2026. FOUNDERS dates its published rate sheet Nov 2, 2026.

    Today's rates from FOUNDERS

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%7.054%1Nov 2, 2026Visit
    20 Year Fixed6.75%6.981%1Nov 2, 2026Visit
    15 Year Fixed6.5%6.743%1Nov 2, 2026Visit
    7 Year ARM6.25%6.421%1Nov 2, 2026Visit
    15 Year ARM6.75%6.9%1Nov 2, 2026Visit
    Visit FOUNDERS's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FOUNDERS

    Membership is open to anyone who lives, works, worships, or attends school in Chester, Chesterfield, Lancaster, Laurens, or Union counties (SC), the towns of Wellford and Duncan, and select census tracts in Cherokee, Spartanburg, and York counties (SC), plus Mecklenburg County and select census tracts in Gaston County (NC). Employees/retirees of 200+ SEGs and immediate family of current members also qualify.

    Employer
    200+ Select Employer Groups
    Family of a member
    Immediate family of current member
    County
    Chester, SC, Chesterfield, SC, Lancaster, SC, Laurens, SC, Union, SC, Mecklenburg, NC, Cherokee, SC, Spartanburg, SC, York, SC, Gaston, NC
    City
    Wellford, SC, Duncan, SC

    Where FOUNDERS writes mortgages

    FOUNDERS publishes mortgage lending in 2 states.

    North CarolinaSouth Carolina

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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