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    FOOTHILL mortgage rates

    FOOTHILL's lowest publicly advertised 30-year fixed rate today is 7.012% APR — the national average is 7.147%. That's about $13,097 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read FOOTHILL's rates every weekday, starting around 11 a.m. Central.

    We last read FOOTHILL's rates page on Nov 2, 2026. FOOTHILL dates its published rate sheet Sep 18, 2026.

    Today's rates from FOOTHILL

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%7.012%0.5Nov 2, 2026
    Lender's sheet dated Jul 10, 2026
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    20 Year Fixed6.5%6.677%0.5Nov 2, 2026
    Lender's sheet dated Jul 10, 2026
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    15 Year Fixed6.25%6.469%0.5Nov 2, 2026
    Lender's sheet dated Jul 10, 2026
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    10 Year Fixed6.875%6.875%0Nov 2, 2026
    Lender's sheet dated Jul 10, 2026
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    5 Year ARM6.125%6.18%0Nov 2, 2026
    Lender's sheet dated Jul 10, 2026
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    7 Year ARM6.375%6.43%0Nov 2, 2026
    Lender's sheet dated Jul 10, 2026
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    10 Year ARM6.625%6.68%0Nov 2, 2026
    Lender's sheet dated Jul 10, 2026
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    30 Year Fixed Super Conforming6.875%6.978%0.5Nov 2, 2026
    Lender's sheet dated Jul 10, 2026
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    15 Year Fixed Super Conforming6.25%6.415%0.5Nov 2, 2026
    Lender's sheet dated Jul 10, 2026
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    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FOOTHILL

    Membership is open to employees of Foothill Credit Union's partner organizations in the education, healthcare, and city government sectors.

    Where FOOTHILL writes mortgages

    FOOTHILL publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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