Today's rates from FIRST U.S. COMMUNITY
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 7% | 7.143% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit | |
| 20 Year Fixed | 6.625% | 6.805% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit | |
| 15 Year Fixed | 6.5% | 6.722% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit | |
| 10 Year Fixed | 6.375% | 6.685% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit | |
| 5 Year ARM | 5.99% | 6.224% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit | |
| 10 Year ARM | 6.875% | 6.779% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit | |
| 15 Year ARM | 7% | 6.829% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit | |
| 30 Year Fixed Jumbo | 7.125% | 7.321% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit | |
| 20 Year Fixed Jumbo | 6.875% | 7.089% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit | |
| 15 Year Fixed Jumbo | 6.75% | 6.858% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit | |
| 10 Year Fixed Jumbo | 6.5% | 6.647% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit | |
| 5 Year ARM Jumbo | 5.99% | 6.131% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit | |
| 10 Year ARM Jumbo | 6.875% | 6.466% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit | |
| 10 Year ARM Jumbo Refinance | 6.875% | 6.466% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit | |
| 10 Year ARM Refinance | 6.875% | 6.779% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit | |
| 10 year Fixed Jumbo Refinance | 6.5% | 6.647% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit | |
| 10 Year Fixed Refinance | 6.375% | 6.685% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit | |
| 15 Year ARM Jumbo | 7% | 6.738% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit | |
| 15 Year ARM Jumbo Refinance | 7% | 6.738% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit | |
| 15 Year ARM Refinance | 7% | 6.829% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit | |
| 15 Year Fixed Jumbo Refinance | 6.75% | 6.858% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit | |
| 15 Year Fixed Refinance | 6.5% | 6.722% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit | |
| 20 Year Fixed Jumbo Refinance | 6.875% | 7.089% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit | |
| 20 Year Fixed Refinance | 6.625% | 6.805% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit | |
| 30 Year Fixed Jumbo Refinance | 7.125% | 7.321% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit | |
| 30 Year Fixed Refinance | 7% | 7.143% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit | |
| 5 Year ARM Jumbo Refinance | 5.99% | 6.131% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit | |
| 5 Year ARM Refinance | 5.99% | 6.224% | 0 | Nov 2, 2026 Lender's sheet dated Oct 28, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join FIRST U.S. COMMUNITY
First U.S. Community Credit Union is open to those who live, work, or worship in 12 Northern California counties, federal employees throughout California, and Safeway employees in Northern California or Northern Nevada. Immediate family and household members of current credit union members are also eligible to join.
Employer
Federal employees throughout California, Safeway
County
Sacramento County, CA, Placer County, CA, Nevada County, CA, El Dorado County, CA, Amador County, CA, Yuba County, CA, Yolo County, CA, Sutter County, CA, San Joaquin County, CA, Solano County, CA, Sierra County, CA, Contra Costa County, CA
Where FIRST U.S. COMMUNITY writes mortgages
FIRST U.S. COMMUNITY publishes mortgage lending in 1 state.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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