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    FIRST U.S. COMMUNITY mortgage rates

    FIRST U.S. COMMUNITY's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.805%. That's about $17,204 saved over the life of a $400,000, 30-year loan. We track FIRST U.S. COMMUNITY daily and refresh rates every morning.

    Rates as of Sep 4, 2026

    Today's rates from FIRST U.S. COMMUNITY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.71%0Sep 4, 2026Visit
    20 Year Fixed6.375%6.5%0Sep 4, 2026Visit
    15 Year Fixed6.125%6.27%0Sep 4, 2026Visit
    10 Year Fixed6%6.27%0Sep 4, 2026Visit
    5 Year ARM5.875%6.38%0Sep 4, 2026Visit
    10 Year ARM6.5%6.49%0Sep 4, 2026Visit
    15 Year ARM6.625%6.57%0Sep 4, 2026Visit
    30 Year Fixed Jumbo6.75%6.795%0Sep 4, 2026Visit
    20 Year Fixed Jumbo6.625%6.682%0Sep 4, 2026Visit
    15 Year Fixed Jumbo6.375%6.445%0Sep 4, 2026Visit
    10 Year Fixed Jumbo6.25%6.357%0Sep 4, 2026Visit
    5 Year ARM Jumbo5.875%6.385%0Sep 4, 2026Visit
    10 Year ARM Jumbo6.625%6.405%0Sep 4, 2026Visit
    10 Year ARM Jumbo Refinance6.625%6.405%0Sep 4, 2026Visit
    10 Year ARM Refinance6.5%6.49%0Sep 4, 2026Visit
    10 year Fixed Jumbo Refinance6.25%6.357%0Sep 4, 2026Visit
    10 Year Fixed Refinance6%6.27%0Sep 4, 2026Visit
    15 Year ARM Jumbo6.75%6.582%0Sep 4, 2026Visit
    15 Year ARM Jumbo Refinance6.75%6.582%0Sep 4, 2026Visit
    15 Year ARM Refinance6.625%6.57%0Sep 4, 2026Visit
    15 Year Fixed Jumbo Refinance6.375%6.445%0Sep 4, 2026Visit
    15 Year Fixed Refinance6.125%6.27%0Sep 4, 2026Visit
    20 Year Fixed Jumbo Refinance6.625%6.682%0Sep 4, 2026Visit
    20 Year Fixed Refinance6.375%6.5%0Sep 4, 2026Visit
    30 Year Fixed Jumbo Refinance6.75%6.795%0Sep 4, 2026Visit
    30 Year Fixed Refinance6.625%6.71%0Sep 4, 2026Visit
    5 Year ARM Jumbo Refinance5.875%6.385%0Sep 4, 2026Visit
    5 Year ARM Refinance5.875%6.38%0Sep 4, 2026Visit
    Visit FIRST U.S. COMMUNITY's rates page

    Rate history

    Lowest daily rate FIRST U.S. COMMUNITY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FIRST U.S. COMMUNITY

    First U.S. Community Credit Union is open to those who live, work, or worship in 12 Northern California counties, federal employees throughout California, and Safeway employees in Northern California or Northern Nevada. Immediate family and household members of current credit union members are also eligible to join.

    Employer
    Federal employees throughout California, Safeway
    County
    Sacramento County, CA, Placer County, CA, Nevada County, CA, El Dorado County, CA, Amador County, CA, Yuba County, CA, Yolo County, CA, Sutter County, CA, San Joaquin County, CA, Solano County, CA, Sierra County, CA, Contra Costa County, CA

    Where FIRST U.S. COMMUNITY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with FIRST U.S. COMMUNITY.

    California

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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